Privacy Policy

This Online Privacy Statement explains why we collect information from you, how we use it and the steps we are taking to ensure your privacy is protected while using Paylinefx.com. The Privacy Statement also explains how we protect your information after you leave our Web site.

Why we collect information from you

Payline Financial collects personally identifiable information from you only with your knowledge and consent. As explained in greater detail below, we do so to allow you to register for certain services and applications and complete those transactions.

We collect non-personally identifiable information from you in order for us to better understand how people are using our Web site. This information is aggregated and analyzed to measure and improve our Web site's performance. For example, it allows us to enhance popular web pages, and to modify or discontinue those that are rarely viewed.

Payline Financial collects both types of information from you to help meet its commitment to provide excellent service and to continuously improve your experience on Paylinefx.com Collecting personally identifiable information

Payline Financial will ask you when we need information that personally identifies you or allows us to contact you. This is most often limited to your name, email address and mailing address but may include other information when needed to fulfill your request to use our services.

The types of personally identifiable information we collect fall into five categories:

User ID and Passwords
Provides you with access to your profiled areas and protected content.

Account Information
Tells us about who you are and how to contact you.

Customer Feedback and Support
Provides a mechanism for requesting information from Payline Financial. This information also provides us with insight on how we may improve our products and services to meet your needs.

Email Correspondence
Used to respond to your issues and inquiries of all types. With your permission, may also be used to communicate information about Payline Financial and our products and services.

Transactions
Shows us which services you have requested. We will not use, disclose or retain payment information except to the extent required under law and as you have otherwise consented.

Payline Financial uses a secure socket layer (SSL) to protect your sensitive information and applies other physical, technical and administrative security safeguards commensurate with security risk. If we use an agent (another company) to help us serve you, the agent is bound by contract and other means to meet our same high standards.

Use & disclosure of personally-identifiable information

Personally identifiable information about you will only be used for the specific purposes for which it is provided or as authorized by law. Payline Financial must maintain Web site security, for example, which includes the investigation of unauthorized attempts to access, alter or delete data, the spreading of viruses and other illegal intrusions. This could result in disclosures to law enforcement agencies.

Personally identifiable information will not be disclosed to any other companies for marketing purposes.

Retention/disposal of personally identifiable information

Most personally identifiable information you provide is retained by Payline Financial for two years after the calendar year you provided it as required by law. This allows you a reasonable period of time to access and request the correction of your information. Transactions involving the collection of taxes are retained for seven years, as required by applicable federal law.

Collecting non-personally identifiable information

Paylinefx.com automatically collects non-personally identifiable information from you when you visit our site. This includes click stream data and information collected through the use of cookies, as explained below. Payline Financial aggregates this information about your visit with those of other visitors. You are not personally identified in any way.

This non-personally identifiable information helps us provide you with a continually improving and enhanced online experience, including the ease and speed of navigation to help you find the products, services and information you need.

Click stream data
This data includes general log information (click stream) such as the full Uniform Resource Locator (URL) of the pages you accessed on Paylinefx.com and the Internet Protocol (IP) address used to connect your computer to the Internet. We also collect referral and aggregated "click-through" statistics such as page views, unique visitors and time spent on the Web site.

Our use of cookies

Session cookies: A session cookie is a small text file placed on your browser by a web server. It acts essentially as an identification card as it is unique to you, and can only be read by the server that gave it to you.

Paylinefx.com applications use session cookies to improve site navigation and to enhance your online experience by maintaining information from page to page within these applications. Session cookies are automatically deleted from your computer when you close your browser session.

Persistent cookies: A persistent cookie is a small text file placed on your hard disk by a web server. It also acts as your identification card; and can only be read by the server that gave it to you.

Persistent cookies allow you to maintain your logged in status while using Payline Financial online applications. Persistent cookies expire a maximum of 2 years after your last visit.

Under no circumstances will Payline Financial use any type of cookie to:

Retrieve any information from your computer that is not part of the cookie we sent to you

Write any code, as part of the cookie, that could be harmful to your computer

If you do not want cookies to be stored on your computer, you may set your browser to refuse all cookies. This will slow down your online experience and prevent you from utilizing certain features of Paylinefx.com.

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